How to Get Federal Pell Grant for Single Mothers [Best Guide]

Many schools and universities across the country have recently experienced an increase in non-traditional students enrolling for the first time, to complete their education, or to strengthen their credentials in their area. Whatever the reason, the number of applications for Federal Pell grant for single mothers and minority women has increased.

Many of these women are already attempting to balance the demands of a family and a job. Single mothers who are older than the average student are enrolling in school in unprecedented numbers. Federal grants are one of the most durable and widely used forms of financial aid for students.

Most government grants are deemed need-based, although certain funds also have a merit component.  Because the federal government awards more grants than any other body, it should be the first stop for all college students, including single mothers, who require financial assistance.

Free Application for Federal Student Aid

The Free Application for Federal Student Aid (FAFSA) is the first step in the process of applying for federal aid (FAFSA). The FAFSA asks for details about your family, such as income, assets, and the number of members. Your parents can claim you as a deduction on their federal tax return if you file your FAFSA as a dependent student.

If this is the case, your parent’s income and assets must be reported on your FAFSA and will be considered for calculating your financial aid eligibility. When you file your FAFSA as an independent student, however, your parents’ financial situation is ignored. This is a critical distinction for single mothers who are presumably self-sufficient and hence may be eligible for significantly bigger grant amounts. 

It is critical that you file your FAFSA on time in order to be evaluated for the maximum amount of available help. Each year, the federal filing deadline is June 30th, but states have their own deadlines, so your school’s location may force you to submit sooner. The basic line is that the FAFSA can be submitted at any time after Jan 1st of the academic year in which you are enrolled. 

Why not file your FAFSA as soon as possible after the first of the year if you anticipate financial difficulty due to college fees (and who doesn’t?). Single mothers who want to pursue higher education are more likely to receive financial aid if they file early.

The information on your FAFSA  is used to calculate the estimated cost of your education and calculate your Expected Family Contribution (EFC). In the end, EFC calculates the percentage of your entire school expense.

Your EFC is included in your formal Student Aid Report, which is sent to the colleges and universities you’re thinking about attending. Each school uses your SAR to create a formal financial aid offer letter that summarizes the full range of financial aid that the school can provide.

Federal Pell Grant

Most college-bound students find that they need to augment their education funds with a public or private loan or grant. The United States Department of Education offers a variety of student loans and subsidies to help defray the escalating costs of college in the United States.

Federal student loan programs, such as the Perkins, Stafford and PLUS loans, offer students the opportunity to secure education loans at the most attractive rates and terms available. While these loans have helped millions of students realize their college ambitions, they do require borrowers to sign promissory notes promising to repay all loan funds plus applicable interest.

These loan schemes are frequently used to assist students in paying for their college tuition. The Pell Grant, on the other hand, is unique among government loan programmes in that recipients are not required to repay any of their funds. The Pell Grant is a federal grant that requires no return as long as the student meets programme conditions and remains enrolled in college grant throughout the period.

Students who can demonstrate a high level of financial need are eligible for the Pell Grant. To apply for a Federal Pell Grant, students must first complete and submit the Free Application for Federal Student Aid (FAFSA). The student’s Expected Family Contribution, or EFC, will be determined through the FAFSA procedure.

The EFC is calculated using the student’s entire household financial information and is used to determine grant eligibility. If the student  meets the Pell Grant eligibility standards, the award amount will be determined as follows:

  • EFC assessment 
  • Full-time or Part Time Participation

Thousands of qualified students receive the Pell Grant each year. The majority of recipients are from families with an annual household income of less than $25,000. When you consider that private college tuition is currently over $28,000 a year, and a public university or college tuition is at least half that, the financial challenges that low-income college students face become clear. 

The Pell Grant was created to assist students in overcoming these challenges. The Federal Pell Grant Program is still being amended and funded, but it is still a major source of college finance for low-income families. The amount of the award varies depending on the economy and political atmosphere.

The maximum reward for 2012-2013 is $5,550, however actual grants will vary based on claimed income, full-time or part-time status, and total cost of attendance. 2 to 4 weeks before the start of the semester, Pell Grant monies will be sent directly to the student’s college or university. The school’s financial aid department will subsequently disburse any residual monies not used for tuition charges to the student.

Pell Grant recipients may also be eligible for various government and private loans to help pay for their college education. While the Pell Grant helps low-income students, it does not pay all of their educational expenses. To fully finance their college tuition, most college-going students will need to rely on a combination of grants, scholarships, and government and/or private loans.


It’s difficult being a single mother, therefore Federal Pell Grant for Single Mothers is helpful when it comes to financial aid for education, you have all the assistance you require, but you must complete your research. You can also apply for financial aid through many other government grants and non-profit organizations for single mothers, read our blog to know more!

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