In the United States, single mothers account for 80% of single parent homes. The majority of these households are continuously battling financial difficulties. While loans may be an option for some people, interest rates and payback might make things more difficult in the long run.
If you’re a single parent, you know how difficult it is to make ends meet while caring for children. If you’re fortunate enough to live in the United States, there are a range of Personal grants for Single Mothers.
List of Personal grants for Single Mothers
1. Children’s Health Insurance Program
CHIP provides health insurance to uninsured children (up to the age of 19) whose families’ incomes are too high to qualify for Medicaid but too low to afford private coverage.
According to the most recent data, nearly 37.5 million children were enrolled in Medicaid, which is the largest source of care for low-income children, and another 9.6 million in CHIP. It covers everything a child needs, including doctor visits, vaccinations, dental, and vision care.
It is free for the majority of households. Others will be willing to pay low monthly premiums, enrollment fees, and co-pays for select services. CHIP, like Medicaid, is run by each state separately, with its own set of rules, and can be used as a Medicaid expansion or a different programme.
2. Walmart Awards Grants
Walmart gives grants to nonprofits all throughout the world. Many of these groups focus on feeding the hungry, empowering women in business, and promoting sustainability. Walmart offers awards through four different initiatives. The National Giving Program assists charity organizations in expanding their local chapters. Typically, the grants are worth $250,000 or more.
Nonprofits can apply for funding to start regional or state-level chapters through the State Giving Program. The Walmart grant programs range in value from $25,000 to $250,000. Northwest Arkansas Giving Program: Only groups based in Northwest Arkansas are eligible for this programme. The grant is worth $10,000.
3. National School Lunch Program
The National School Lunch Program(NSLP) provides free or subsidized lunches to qualified kids whose family income falls below specific poverty thresholds, allowing schools to serve nutritious, low-cost lunches to students every day. Free meals are available to children from families with earnings of less than 130 percent of the poverty threshold.
Reduced-price lunches are available to those with incomes between 130 percent and 185 percent of the poverty threshold. Pandemid EBT is also available to children who get free or reduced-price school meals under the National School Lunch Program.
P-EBT is a temporary food assistance programme for children who have lost access to free or reduced-cost school meals as a result of school closures caused by the pandemic. Your child is immediately eligible for the free lunch programme if you already get food stamps. The simplest way to apply is to contact the school and fill out an application form. Proof of Income might be required.
4. Child Care Development Fund
The Child Care Development Fund assists low-income families who require inexpensive child care. It also assists communities by providing financing for the establishment of child care centres and after-school activities. You must be able to demonstrate that you are in financial distress.
Child care centres must submit a proposal outlining how they plan to use the grant money to improve their facilities. Individuals and child care centres receive different grant amounts. The award amount is also determined by the locality.
CarsForMoms is a non-profit organisation that gives free cars to single-parent families to assist them become more self-sufficient. The charity accepts donations and uses them to provide free vehicles, travel, public transportation, and even auto repair to single mothers.
CarsForMoms thinks that giving free automobiles is not a giveaway, but rather a necessary instrument for families to improve their condition in the future. They also help moms for jobs, school, health care, emergencies, and more by providing free transportation.
6.Dependent Care Assistance Programme
This programme enables you to set aside a portion of your income for the care of a child or an elderly relative. The DCAP’s funds are tax-free. Day care, preschool, babysitter fees, and other similar charges qualify as qualifying expenses. Every year, you must enrol in this programme. The DCAP allows for a maximum savings of $5,000.
This programme has some eligibility requirements as well. While this programme is beneficial, you must plan your savings for DCAP because you must spend all of your money on approved expenses by the end of the year. If you don’t spend your DCAP money by December 31, you’ll lose them.
7.Sunshine Lady Foundation and Women’s Independence Scholarship
The Sunshine Lady Foundation offers the Women Independence Scholarship.. This initiative provides financial assistance to women who have been the victims of domestic violence in order to further their education.
The foundation can assist them in finding better employment, allowing them to avoid relying on someone who takes advantage of them for financial assistance. All applicants must be female and have experienced domestic violence.
They must also have been separated from their partner for at least a year, be a U.S. citizen, demonstrate financial need, be enrolled in college or university, or have a strong desire to begin. The size of the grant is determined by each woman’s financial position and the cost of obtaining the degree she desires.
It’s difficult being a single mother so personal grants for single mothers is helpful for them. When it comes to money, you have all the government assistance you require, but you must complete your research. You can apply for financial aid through government grants and non-profit organisations.
In the United States, parents are almost always under financial stress. As a result, raising children can become a financial strain for a single parent without resources and support from the government, such as paid maternity leave, universal health care, and preschool.
You can also apply for financial aid through many other government grants and non-profit organisations for single mothers, read our blog to know more!